Our People




Mike MacDonald


Mike MacDonald leads CreditCap Advisors’ sales and marketing effort. He brings more than 25 years of experience in working with money center and regional banks, insurance companies, finance companies, and agencies of the federal government. Mike served as head of the Loan Portfolio Strategies Group at Keefe, Bruyette & Woods, Inc. (“KBW”) for 11 years.  Prior to KBW Mike worked at Cohane Raffery Sercurities, Inc. for 10 years in both their Loan Portfolio & Mortgage Servicing groups.


Christopher Ghari


Christopher Ghari is in charge of Loan Analytics at CreditCap Advisors.  Chris is a seasoned Financial/Credit Analyst with 25 plus years of real-world experience providing Loan Portfolio analysis and guidance to a wide range of Financial Institutions, from Regional and Community Banks to Private Equity and Investment Banks, as well as the Federal Government. He has experience with virtually every type of loan or lease found on a banks balance sheet.  He was the head of Analytics at KBW’s Loan Portfolio Sales Group where he managed a team of analysts and underwriters; built performing and non-performing loan pricing models; performed valuation and loan loss analysis for a wide range of assignments that included Fixed Income (portfolio sales) and Investment Banking assignments (ex. M&A, Private Equity Investments); as well as FDIC engagements. Prior to KBW, Mr Ghari worked at Cohane Rafferty Securities in both the Loan Portfolio and Mortgage Servicing Groups.  He began his career in finance with The Bank of New York.